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Personal Savings

Interest is paid on all savings accounts and rate of interest may be changed at any time at bank discretion.


Consumer Savings

  • Minimum of $50 required to open account. 
  • Service Charge of $4 every quarter if balance falls below $50 any day of quarterly statement cycle. 
  • No more than 6 withdrawals or transfers to another account of yours or to a third party by preauthorized, automatic transfer, telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party during any calendar month. 
  • Excessive fee of $4 charged for each debit transaction in excess of 6 per quarter. 


Consumer Money Market

  • Minimum of $2,500 required to open account    
  • Monthly service charge of $10 if balance falls below $2,500 at any time during statement cycle. 
  • Minimum daily balance of $2,500 must be maintained to obtain annual percentage yield.  
  • No more than 6 withdrawals or transfers to another account of yours or to a third party by preauthorized, automatic transfer, telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party during any calendar month.
  • Excessive fee of $5 will be charged for each debit in excess of 6 per month. 


Million Pines Platinum Money Market

  • Minimum of $10,000 required to open account    
  • Monthly service charge of $10 if balance falls below $10,000 at any time during statement cycle. 
  • Minimum daily balance of $10,000 must be maintained to obtain annual percentage yield. 
  • No more than 6 withdrawals or transfers to another account of yours or to a third party by preauthorized, automatic transfer, telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party during any calendar month.
  • Excessive fee of $5 will be charged for each debit in excess of 6 per month. 

Certificates of Deposit (CDs)

  • The Bank of Soperton offers fixed interest rate on terms from 6 months to 3 years. 
  • Minimum of $500 required. 
  • Penalty for early withdrawal. 
  • Single or Automatic renewal.

Individual Retirement Accounts (IRAs)

  • Traditional IRA 
  • Roth IRA 
  • Minimum deposit of $500 required to open account, with minimum of $100 additional deposits 
  • Fixed interest rate
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